Stocks are closing slightly lower on Wall Street after a mid-afternoon rally faded away, the AP reports. The modest declines Thursday came after three days of gains, including the market's biggest jump in eight months on Wednesday. Technology companies and banks had the biggest declines, offsetting gains in health care and other sectors. Bank of America fell 1.4% and Intel gave up 2.4%. Deutsche Bank sank 4.8% after Germany authorities searched its headquarters on suspicion that employees helped clients launder money. The S&P 500 fell 5 points, or 0.2%, to 2,737. The Dow Jones Industrial Average lost 27 points, or 0.1%, to 25,338. The Nasdaq fell 18 points, or 0.3%, to 7,273. (More stock market stories.)